安娜，山东大学经济学博士，江西财经大学金融经济学博士后，温州商学院金融贸易学院副教授。研究方向包括发展经济学、金融经济学、投资决策、金融危机与经济不确定性。主讲课程：经济学基础（微观与宏观经济学）、微观经济学及CFA入门课程等。在SSCI、ESCI、SCIE及Scopus收录期刊发表多篇学术论文，担任《SAGE Open》《Empirical Economics》《AoM》《Sustainable Futures》等国际学术期刊编委及同行评审专家，持续参加国际学术会议。曾在公共部门和联合国开发计划署加速器实验室（UNDP Accelerator Lab）从事志愿研究工，并在敏实集团任经营分析主办，具有丰富的跨国企业管理与政策分析经验。现为中国留美经济学会（CES）和计量经济学会（ES）会员，持有CFI商业智能与数据分析师（BIDA）国际认证。

Dr. Anna Kovalchuk holds a Ph.D. in Economics from Shandong University and completed postdoctoral research in Financial Economics at Jiangxi University of Finance and Economics. She is currently an Associate Professor at the School of Finance and International Business, Wenzhou Business College, where she teaches Principles of Economics (Micro- and Macroeconomics), Microeconomics, and Introductory CFA courses. Her research interests include development economics, financial economics, investment decisions, financial crises, and economic uncertainty. She has published several peer-reviewed papers in SSCI-, ESCI-, SCIE-, and Scopus-indexed journals and serves as an article editor and peer reviewer for several international journals, including SAGE Open, Empirical Economics, AoM, and Sustainable Futures, while actively participating in international academic conferences. Dr. Kovalchuk has conducted research with the UNDP Accelerator Lab and the MIT Global SCALE Network, and previously worked in the public sector, contributing to SME support programs and investment promotion initiatives. She also served as an Assistant in Business Analysis at Minth Group (ranked 70th among the world’s Top 100 automotive parts suppliers in 2025), gaining extensive experience in multinational enterprise management and policy analysis. She is a member of the Chinese Economists Society (CES) and the Econometric Society (ES), and holds the CFI Business Intelligence and Data Analyst (BIDA) international certification.